If your actions are found to be the cause of an accident this covers of injuries, and even death that is caused to someone else. Be sure you have the right amount of coverage and the proper deductible.
If your actions are found to be the cause of an accident this covers the cost of property damage including other cars, fences etc.. Often the state minimum coverage amounts are not enough in an accident.
If the other party in the accident does not have insurance, uninsured motorist coverage can be a life saver. This can also be used in instances of a hit-and-run driver.
This type of auto insurance is used in the event damage is not caused by a collision. Situations like fire, flooding, and theft would be covered on this type of policy addition.
Should you hit another car or even lose control on a slick road, and hit a tree, this kind of coverage would kick in to help pay for the repairs
Most policies offer a towing and rental car reimbursement add-on. This is one of the things you rarely consider until you have an accident or a car breakdown. This coverage can be a valuable piece of mind for your family.